Fitness/Nutrition/Mental Health Article Contributor | Elance Job - Job ...

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Description:??SimpleStepsMagazine.com is a new website, scheduled to go live Sept. 1st. The website features articles and videos about Mental Health, Fitness, Nutrition, Job Satisfaction, Relationships and Religion & Spirituality. Job description: Needed: Two...

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College Radio ? You'll Love These Home Improvement Projects

There are the standard types of home improvement projects, and then there are those that are not done often. You are only limited by your imagination as there is information on the most complex projects. And you can always find a contractor who will take your money. Doing the work yourself or with your friends is part of the fun, however.

Lots of people tend to believe that their driveway is a hefty project. To be honest, there are much bigger projects than doing a driveway. Of course it all depends on what you want to do. Giving your driveway a good examination is a good place to start. Keeping your eyes peeled for large cracks is important, as many things you may want to do will require the cracks being treated. One sort of trick that people do is simply have their driveways blacktopped. This process consists of a petroleum based coating being laid down to add appeal to your drive due to the nice black color. Additionally, it will seal and protect your driveway from all weather, as well as cover any stains or marks that may have been there.

A popular place to start your remodeling is the kitchen for a variety of reasons. You can start by changing out your stove or oven for something that is more modern and saves on electricity. You can go quite high tech and lavish and spend a great deal of money. By adhering to your budget, it will help you focus on what it is you really need to remodel.

But there is so much variety on the market that we have no doubts you can find something you will love that you can afford. Be very sure to research materials because that can make a huge difference in longevity and appearance. Money that you spend in the kitchen should be an investment into the future of the house whether you sell it or not.

You can increase your home?s curb appeal by installing a new, beautiful exterior main door. If you ever want to sell your home, its curb appeal is important. So when you sell your home, a high quality main door with attractive hardware will pay for itself. We highly recommend you choose a door that is heavier and adds to the insulating quality of your home. You can find plenty of information online if you?ve never changed a door before. A great way to bring family members together is to work on home improvement projects. Not only do you get to work as a team but you also get to enjoy the satisfaction of a job well done. But it?s also important to always work safely, no matter how small your job is.

Source: http://www.college-radio.net/home-improvement/youll-love-these-home-improvement-projects/

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CIA dragonfly drone almost beat modern UAVs by 40 years, was swatted (video)

US intelligence agencies were just as obsessed with drone spying 40 years ago as they are nowadays -- only then, it was pipe-smoking entomologists and watchmakers who were in charge of building prototypes. Back in the '70s, the CIA needed some kind of miniature flyer to deliver an audio bug, and after considering (and rejecting) a faux bumblebee, decided that a robotic dragonfly would be the best option. The wee UAV used a "miniature fluidic oscillator" as a motor and was propelled by a small amount of gas. It was somehow guided by a laser beam, which served double-duty as the "datalink for the audio sensor payload," according to the CIA Museum. Unfortunately, the insect-based mech proved too difficult to control, especially with any degree of wind, and was eventually scuppered -- all that's left of the now-declassified project is in the video after the break.

Continue reading CIA dragonfly drone almost beat modern UAVs by 40 years, was swatted (video)

Filed under: Robots, Science

CIA dragonfly drone almost beat modern UAVs by 40 years, was swatted (video) originally appeared on Engadget on Mon, 30 Jul 2012 08:09:00 EDT. Please see our terms for use of feeds.

Permalink Gizmodo  |  CIA Museum (YouTube)  | Email this | Comments

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/xyr16Dn34uA/

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Hydroxycut(TM): Food Journals May Make or Break Weight Loss ...

NEW YORK, NY?(Marketwire ? Jul 30, 2012) ? A new study indicates that keeping a food journal can increase the effectiveness of weight loss efforts. The makers of Hydroxycut? agree that maintaining awareness regarding caloric intake can contribute significantly to the achievement of a weight loss goal.

Weight loss is a common goal for many individuals across the United States, particularly during the summer months. With bikini season in full swing, NY Daily News has published an article stating that food journals may assist in shedding excess pounds. The makers of Hydroxycut?, a weight loss supplement, agree that monitoring caloric intake can improve the success of weight loss efforts.

According to the article, the assertion regarding the value of a food journal comes from the results of a study conducted by researchers at the Fred Hutchinson Cancer Research Center, located in Seattle, Washington. These researchers analyzed the food intake of 123 women who had, before the study began, been overweight and led sedentary lifestyles. The study found that the use of a food journal assisted women in achieving their weight loss goals.

Reports the article, Women who kept food journals and consistently wrote down the foods they ate lost about six pounds more than women who didnt. Women who reported skipping meals lost almost eight fewer pounds than women who did not, and those who ate out for lunch at least weekly lost an average five fewer pounds than those who brought in their lunch.

These results indicate that keeping a food journal is one of many best practices that should be incorporated into a successful weight loss strategy. The article goes on to provide several tips regarding the maintenance of a weight loss journal. These include writing down everything that is consumed throughout the day, not leaving it all to the end of the night; recording the feelings that accompany the activity of eating and how different foods evoke different emotions; and including how hunger levels change with different foods. Additionally, individuals are encouraged to be honest in their records, as it will only help them to achieve their ultimate health and fitness goals.

To maintain a healthy diet and accurately monitor the intake of calories, the makers of Hydroxycut? agree with the article that individuals should measure their portions and read food labels. Additionally, they should pay attention to more than just the calories in each serving size, as fiber, carbohydrates, protein, and other nutrients are important in achieving weight loss.

Hydroxycut? is a weight loss supplement that works in conjunction with diet and exercise. As such, users of this weight loss product are encouraged to maintain a regular exercise program and healthy meal plan to achieve their weight loss goals.?

ABOUT:

Hydroxycut?, Americas #1 best-selling weight loss supplement brand, is a complement to regular exercise and healthy nutrition. The products key ingredients (ladys mantle extract, wild olive extract, komijn extract and wild mint extract) have been proven to decrease BMI and, ultimately, enhance weight loss in dieting individuals. In fact, the average weight loss with these key ingredients was 20.94 lbs. in one 12-week study and 16.50 lbs. in one 8-week study. All groups followed a calorie-reduced diet. Hydroxycut? is available in multiple forms, including Pro Clinical Hydroxycut? Caffeine Free, Hydroxycut Herbal, and more.

For more information about this product, visit www.hydroxycut.com.

Source: http://brazilpress.net/2012/07/30/hydroxycuttm-food-journals-may-make-or-break-weight-loss-efforts/

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Concepts And Tips On How To Boost Your Home | Basis Home ...

Clearly, home improvement can be a multifaceted business. Often, your knowledge of a type of process will determine the success of it. Which means that study is a great 1st step in every home improvement project. These tips needs to be a valuable first step with your way to learning about home remodeling.

With careful reasearch and planning, most people can perform some renovation with very good effects. It?s not necessarily as easy as it seems though, and another must move forward with careful attention. It?s an easy task to end up in a task and find it is a lot more pricey and complex than it looked at first.

A good way to avoid bugs from upcoming within your home and to spend less on heating and air conditioning costs is always to seal any cracks or openings in your home. Merely use caulk to baseboards, around and inside of windows, and then any other locations. Following the caulk has dried, bugs should have difficulty obtaining in, and atmosphere must have difficulty escaping.

Ahead of removing wallpaper from the space as an element of a property enhancement task, be sure you establish what type of wallboard is under the paper. Typically, you will find possibly plaster or drywall. Drywall needs far more care when taking away wallpaper, as it could be broken by around-wetting or scraping.

In regards to home remodeling, be sure you pay attention to the most visible changes. Your possible buyers have no selection but to decide your home by what they see, and getting things such as peeling color and overgrown hedges might cause to lose the deal. Even though it is true that many of the most essential improvements will not be obvious, to the selling of your residence you have to concentrate on the apparent visible ones.

The ideas in this post will allow you to find out the best way to convert your current household in to the residence of your dreams with simple remodeling. Home remodeling is simpler and less challenging than you might think, and is inexpensive when you are able to do a number of the remodeling on your own.

A fantastic home improvement tip will be to take local situations into mind when creating a renovation. For example, if you live in the windy location you are doing not wish to create a deck. If you do not effectively go with the remodelling with the local area, you will likely not get settlement for the remodelling.

To the least complicated present day effect on the house, think about using wallpaper. Wallpaper these days can offer rather modern day and funky styles, which can produce a fantastic upgrade for your home. This can provide a fantastic seek out the property with less energy than piece of art.

Just because you bought a book on your renovation or saw a show highlighted how to get it done doesn?t mean you?re a professional. If this is your first time completing a undertaking this way you must anticipate additional costs and a lengthier length of time than somebody you employ may take.

Source: http://basis-documentation.com/concepts-and-tips-on-how-to-boost-your-home.html

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Libertarian Republican: Mass small business owner smacks down ...

From Eric Dondero: Republican Senator Scott Brown was campaigning in Quincy yesterday. He stopped by a 7/11 convenience store and bought some "Gatorade, Yodels and Klondike ice cream bars." According to MassLive.com ("Sen. Scott Brown stumps with 7-Eleven owner to attack Elizabeth Warren's comments on business"), the business owner had a few choice words for Senator Brown's ultra-leftist Democrat challenger Elizabeth Warren:

?I?ve watched that clip half a dozen times, each time I see it I get angrier and angrier and angrier,? Lane said, referring to a video of Warren?s remarks. ?My response to that well-quoted phrase that ?you did not do it,? yes, I did?.I built this business. There are days I?m here 16 hours a day, there are weeks that I?m here seven days a week, there are times I travel to Washington to work on behalf of small business all across the country.?

Lane is an activist on reducing debit swipe card fees for convenience stores.

Source: http://www.libertarianrepublican.net/2012/07/mass-small-business-owner-smacks-down.html

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Romney Bans Media From Meeting With Money Men (Little green footballs)

Share With Friends: | | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/238463900?client_source=feed&format=rss

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How Online Reputation Management builds up your ?Branding ...

In today?s world the most important factor for a growing business is to influencing an individual in the market. Your online icon is made up of everything about you that subsists online, but it?s really essential to have a good online reputation. You are only defined by what appear on search engines results. Its really very important for you to have a positive reputation reviews. Potential clients and other customers will only want to follow that brand name, which has a strong image present online.

Why is damaged your online reputation?

The negative listings or any negative attacks about your Brand will suffer a lot for your business online. Mostly a user as well as genuine customers goes for reviews first to take any services from the particular company. In such a case, you need to be consistently cautious about your business?s image and make sure it isn?t getting tarnished by some unfair means.

Why choosing us for maintaining your branding?

We track your actions and reactions that are being evoked outside and safeguard the image of your business. Our actions include building a brand, maintaining and recovering your reputation from the crisis. Here come reputation management services by WDC in picture, which consider all these methods to get back your online reputation in terms of your business.

• Online Press release campaign to catch media?s attention.
• Make a permanent place on social networking platforms.
• Business listings and much more.

Our process combines a lot of useful techniques to get positive reviews on your brand and get back with your online image as everyone wants to see and preferred for a reputed business as well.

Author bio:

Trishana kashyap, a participating technical writer, has published articles in web design, reputation management and Search engine optimization for? WDC and Sem Seo Company. She is also a SEO analyst with over? five years? experience. She listens to some music and has passion for scouring the internet in search of inspirational thoughts, new updates about design/development/seo to share with her readership.

Tagged as: online reputation, Web Design

Article by lawmacs

I am the proud founder,owner and editor in chief of lawmacs.com an avid blogger whose ambition is to change the world wide web one blog at a time. I love blogging and social networking. You can find me on most popular networking sites or watching football

Gary has written 368 awesome articles for us at lawmacs web design blog

Twitter: @lawmacs | Facebook

Source: http://www.lawmacs.com/2012/07/27/how-online-reputation-management-builds-up-your-branding.html

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Preferred health systems - HEALTH, BEAUTY & FITNESS

Quite clearly, patients too appear to prefer treatment centers and hospitals like these because they make everything simpler. You will find several factors that you ought to be searching at, such as the annual deductible, work co- pay, the prescription co- pay, and also the overall maximum payout. Victor Marchione, as practicing physician for more than two decades, he takes health issues ? and health items ? very seriously. Place over low warmth for just one hour. Health Tourism in India Health Tourism is really a concept in which a patient travels overseas for treatment to be able to save costs, or get treatment faster as well as to acquire better medical facilities. Fee- for- service options frequently allow an extensive spectrum of versatility on what to do for primary care in addition to choosing specialists. However, this versatility frequently has a greater premium than other outlines. preferred health systems Bear in mind that raising an insurance deductible might help defray this expense. If you? re aware of the most recent developments in palliative medications and health technology, it can save you yourself from chronic illnesses that often infect extremely fast like viral infection, eye flu, depression, cancer etc. Safety And Health Within An Office Atmosphere Safety and health three words that may make any office manager shudder, clench and laugh derisively simultaneously. Even those who have good emotional health can occasionally have emotional problems or mental illness. For instance, some quotes will not cover maternity or specialists. 3 Advice for Grown ups Note, though, that in present day world, it? s the mind that plays a really vital palliative health center role. You will find kits and supplements offered by the local nutrition store, in addition to various online merchants. Ways to get Medical Health Insurance When Unemployed Medical health insurance is recognized as essential nowadays. Investigate the companies, guidelines, systems, doctors, treatment centers, along with the hospitals that are offered near your neighborhood of California. Investing 5 dollars systems for coffee along with a bagel every day does not appear to bad before you accumulate such a month of this costs. However, you should use turmeric for health advantages too. It may be so costly and thus draining on the family? s earnings that it? s better to purchase medical health insurance that does cater for your scenario. They are able to raise their voice from the healthcare companies on any matters which are related or come under HIPAA policy. The website also posts Blogs on the web on subjects associated with illnesses and health. Begin preferred a health swimming pool Smaller businesses are usually understood to be getting 2- 50 employees. If you are self- employed or maybe your employer does not offer any affordable group medical health insurance , try searching under ? individual health care insuranceInch or ? open group medical health insuranceInch on the web to locate a group you are able to join. Are you aware the thing you need when it comes to affordable medical health insurance? Health Advantages of Longan Scientific Title: Dimocarpus health longan Origin: center Southern China, Myanmar Types: Numerous, many longan types consume a fruiting cycle whereby a great crop year is then 1- two or more bad years. Availability: Zucchini can be found all year round. Olean is really a alternative for body fat,? a P& G representative preferred health systems stated succinctly, ? Not for good sense. Inch Is Our Healthcare System Damaged Some have pointed out that people should relabel our bodies of healthcare to sick care.

Related Post Preferred health systems

Many people medicaid get the best choice inside care a healthcare plan comes form their employer. this property causes it to be a great Employees with medical health insurance coverage might be qualified to get a tax credit because of the monthly medical health insurance rates they pay. When unsure what meals and supplements work, a nutritional expert and dietitian might be needed like a supplement for your american medicine. The philosophy This is not a flaw within our architecture. The recovery process is most effective once the is relaxed or sleeping. Gym tools are extremely Scientifically considered laurus nobilis and also called care lauraceae, some medical evidence indicates bay laurel is definitely an antioxidant, anticonvulsant, analgesic and anti- inflammatory.

Source: http://curryrecipe-jp.net/health-2/preferred-health-systems/

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Web Development - Important inquiries to raise When Hiring an ...

Failure to appear beyond the worth on a quotation will typically cause an online development project to show into a disastrous mess. within the on-line world where anyone will hide behind some fancy graphics and claim to be knowledgeable, it is important to research the corporate you'll be operating with to take care you will not be sitting out within the cold 3 month down the road with a broken web site.

Will I be tied to the present company once completion?

The future of any business during a competitive market is unsure. certify that you just will move on to a different internet development company once the initial section of your project is completed. If the corporate is utilizing solely their in-house code, you'll notice a really arduous time finding somebody to continue work on your project. However, if they based mostly your application or web site on a widely used system, like Drupal or Joomla, finding another service supplier ought to prove comparatively simple.

Do they need any samples of internet applications they need developed?

This should appear obvious, nonetheless still my company has taken charge of rescuing failing comes due the work being 'completed' by a developer or team that lacked the required skills (it was a Drupal job, and that they had not used Drupal before). Sure, they could have the abilities despite their lacking portfolio, however you do not need to be a lab rat.

Do they meet your expectation of quality?

Now that we all know they need developed a minimum of one or 2 things, raise yourself, would I be happy if my project turned out like this? This once more, ought to appear excessively obvious, nonetheless still I notice internet designer with a portfolio of 40+ websites that seem to possess crawled out of the late 1990's, nonetheless somehow they're still being paid to style new websites. Please, do not expect the possible developer to boost only for your project.

Do they need any search engine optimization expertise?

Google grades websites not solely on keywords and link, however additionally on aspects like the loading time of a page. certify that the event team you're close to rent are well tuned in to the on-page aspects that search engines look out for.

Will they supply reasonable maintenance?

All internet applications can would like ongoing maintenance, notably security updates against new threats. certify that a well thought out maintenance arrange is included within the quote. you'll additionally need to request a monthly report back to keep an eye fixed on what they're doing.

Conclusion

By currently you must have enough info to benchmark a couple of internet development agencies against one another. Again, i will be able to emphasize, look beyond the worth - you'll even get a substantially higher result at a lower cost!

Ortange IT Solutions is a Best Web Development Company in india. We offering web services like web development Services, internet marketing Services and SEO services that has been producing quality and custom designed websites for the past 3 years.

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Real Estate/Property Management jobs, Seattle jobs, Washington jobs

Administrative Assistant POSTED: Jul 27 Salary: Open Location: Seattle, Washington Employer: Pinnacle Type: Full Time - Experienced Category: Real Estate/Property Management ? ?

About Pinnacle Work for the Best in the Industry - make your next move here! Pinnacle ranked #1 on the National Multi-Housing Council Top 50 Largest U.S. Apartment Managers for two years in a row! We invest in great people. That's why clients trust us with their real estate investments! At Pinnacle, we consider our employees to be our most valuable asset. In fact, our number one key business objective is to attract and retain the best talent in the industry! At Pinnacle, we firmly believe our employees....more info View all our jobs

Primary responsibilities include providing administrative support to the assigned investment managers. This may include correspondence, transcription, photocopying, mailing, faxing, filing, gathering and compiling reports for clients, per their requirements, and front desk relief for corporate receptionist. ESSENTIAL FUNCTIONS: Process and review Weekly reports from assigned sites. Process and review bi-monthly payroll and commissions received from sites. Review all received new hire paperwork for accuracy, and submit to payroll department. Distribute monthly financial statements in format required by clients. Process quarterly funding requests, submit to bank, and track receipt of checks. Complete any project assigned by investment manager. Support the overall goals of the company by performing all other duties as assigned by direct supervisor. QUALIFICATIONS: To perform this role successfully, an individual must be able to perform all essential functions satisfactorily. The requirements define the knowledge, skill, and/or ability necessary to perform the essential functions. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND EXPERIENCE: Recent administrative related work experience required. Experience in the real estate management industry preferred. LICENSE/CERTIFICATION: N/A JOB KNOWLEDGE AND SKILLS: - Excellent organizational skills required. - Must be proficient in Microsoft Word and Excel. - Must be able to obtain proficiency in Yardi accounting software, Kronos automated timekeeping software and Groupwise email systems. - Must be able to communicate effectively, verbally and in writing, with internal and external customers in various positions of responsibility. -Must be able to consistently meet reporting deadlines.

Pinnacle

Seattle WA

www.pinnaclerealty.com "); febox .html('') .addClass('featured-employer-box') .appendTo($('body')) .css({ "height":fWin.height() - 50, "width":980 }) .overlay({ top: 20, closeOnClick:true, load: false }); feframe = $('#featured-employer-frame'); }); $('body').delegate('.fe-popup','click',function(e) { var el = $(this); feframe.contents().find('body').html(""); feframe.attr('src',el.data('url')); febox.overlay().load(); }); })(jQuery);

Source: http://careers.bpwusa.org/jobs/4858761/administrative-assistant

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James Holmes: Was The Alleged Aurora Shooter Collecting ...

Had the suspected gunman who allegedly killed 12 people in an Aurora, Colo., movie theater been collecting unemployment insurance?

A wire story distributed by The New York Times News Service said James Holmes had been receiving unemployment insurance, citing "a federal law enforcement official." That piece of information did not appear in the story that ran in the Times itself, but it did land in several other wire stories.

The news also made headlines on blogs. "Holmes didn't build his arsenal, Obama did," said InfoWars.com, a site that propagates conspiracy theories. "All over TV they?re saying we need to ban guns as they enabled his attack, but where are the calls to ban welfare which enabled him to buy his guns?"

"Yes, courtesy of you and me, James Holmes was collecting money from unemployment and living comfortably," said a story on the anti-Obama site Nobama.com. "He was able to pursue his weird interests because he had all the time in the world on his hands."

The Huffington Post was unable to confirm whether Holmes actually received jobless benefits. A spokesman for the Colorado Department of Labor and Employment said the department can't divulge information about who receives insurance, citing privacy reasons.

To be eligible for unemployment benefits in Colorado, Holmes would have to have been laid off through no fault of his own and have earned at least $2,500 from work during four of the previous five quarters. But did Holmes ever have a job?

Some reports suggested he couldn't find work, while others have suggested he could. The New York Daily News reported that Holmes worked at McDonald's.

But according to McDonald's, that's not true. "Based on our information, the individual has never been employed by a company-owned or franchised McDonald's restaurant," company spokeswoman Julie Pottebaum said in an email.

Holmes graduated with honors from University of California-Riverside in 2010 and enrolled at the University of Colorado Denver's graduate program in neurosciences in June 2011. The university said he had been in the process of withdrawing before the shooting occurred.

Holmes had received a grant from the National Institutes of Health that gives students a "$21,600 stipend per year in 12 monthly installments to help defray living expenses while they pursue their academic research training experience," according to an NIH spokesperson.

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Source: http://www.huffingtonpost.com/2012/07/27/james-holmes-unemployment-insurance_n_1707367.html

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Celebrating the Olympics: The power of sports in improving ...

Jul27

Sports fans, rejoice:?Friday marks the opening of the 2012 Olympic Games!?My family and I are definitely going to spend the next month or so gathered around the TV?and we?re not even big sports fans. But that?s what makes the Olympics so special: they?re not just about athletic achievement. The games are an expression of global unity and a celebration of human endurance. I have to admit, I often get teary watching the Olympics, and I?m sure I?m not the only one.

UNICEF knows all about the power and importance of sports, especially in a child?s life,?and uses sports in very targeted ways to improve the lives of children.

Boys play soccer in Acra, a camp for people who remain displaced by the earthquake, in Port-au-Prince, Haiti. They are preparing for UNICEF-supported friendship games between Haitian and Dominican children. ? UNICEF/NYHQ2011-0299/Marco Dormino

Getting kids?involved with sports?is a great way to reach children who are marginalized, like those living with HIV/AIDS, orphaned children, or former child soldiers.? Recently UNICEF and the International Cricket Council joined forces to raise awareness of HIV/AIDS.?They have launched a ?campaign to spread HIV awareness, and are sponsoring local cricket teams where kids will learn how to protect themselves against HIV. ?This is just one example of how UNICEF uses sports to help children.

• Joining a team can be an alternative to drug and alcohol abuse, and?can teach?kids life skills to protect themselves against abuse or exploitation.
• ?Sports programs are also a great way to reach girls who are not enrolled in school, and can help them become re-integrated into their community.

• Participating in sports is especially empowering for children with disabilities, and can change attitudes toward the disabled within their community.

• Sports and recreation are also extremely important for children who have gone through the trauma of an emergency. When children are living in a refugee camp, playing sports can help them regain a sense of normalcy in their lives. If children have nothing to play with, UNICEF will supply them with soccer balls?and recreation kits, so they can?be kids?again.

In the spirit of the transformative power of sports, and to celebrate the Olympics, UNICEF and partners created the International Inspiration program?an initiative to bring sports to 12 million children in 20 countries.???

So while Kids all over the world may dream of becoming the next? Usain Bolt (he?s the fastest man on Earth), it?s?great to know they don?t have to be Olympians to reap the benefits of sports.

You can give the gift of?play by purchasing a soccer ball in honor of someone you love through our?Inspired Gifts program.?Your gift?will go directly to children who need it most.?

Source: http://fieldnotes.unicefusa.org/2012/07/celebrating-olympics-help-children-through-sports.html?utm_source=rss&utm_medium=rss&utm_campaign=celebrating-olympics-help-children-through-sports

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Franchising Can Mitigate Risk, Even For Riskier Industries | The ...

Restaurants are among the riskiest start-up businesses, even for experienced businesspersons. I financed several when I was in the commercial mortgage banking business and had abysmal results. All of the non-franchised restaurants failed within the first two years.

?

One restaurant failed after four months because the owner ran out of working capital. Another didn?t make it because of inadequate parking. I financed a fine-dining restaurant for a gourmet chef who made mouthwatering food but had little financial management experience. It failed in less than a year.

?

I learned from my mistakes and financed a new restaurant for an experienced owner with a history of industry success. But that did not work either. He catered to a young and fickle drinking crowd because the margins were more profitable. As a result, he paid less attention to his food menu. When a trendier watering hole opened in the neighborhood, his customers? loyalty waned and the bar-hoppers patronized the new place. My borrower?s business failed.

?

All of these loans were partially guaranteed by the U.S. Small Business Administration and the agency buffered some of our losses. Even so, I stopped making restaurant loans without the backing of a proven franchise brand.

?

Choosing a successful brand and getting an SBA guarantee are important keys to successful franchise lending for startups. To my surprise, however, four restaurant brands are among the worst 14 of SBA?s Franchise Failure by Brand 2011. The list does not include the franchises purchased for all cash or conventionally financed.

?

So I asked Bob Melberth, a franchising coach, consultant and broker with The Entrepreneur?s Source why some restaurant franchises fail. The former McDonald?s executive says food industry experience is an important prerequisite for restaurants even though it may not be for other types of franchises. Another reason for failure may be the franchise brand skimping on support staff, he says.

?

Even when franchisees choose a successful brand, Melberth says the number one reason that borrowers default is because ?failed partnerships, including marriages caused the most business failures.? And ?second is poor cash management and under capitalization.?

?

Melberth says studies show that over 90 percent of franchisees are ?still in business after ten years.? He says that successful brands have ?a proven business system, support from the franchisor and the franchisee community.?

?

That is why BoeFly and the International Franchise Association formed a strategic partnership to help entrepreneurs find and finance the franchise brand most suited to their needs. According to IFA, more franchise financing is needed to close a $2 billion gap between would-be franchisees and the amount of funding available. The trade association says by closing the gap, 94,000 jobs would be created.

?

BoeFly, in turn, is the online matchmaking platform that connects its over 2,200 lenders with franchise buyers and small-business borrowers nationwide. Conventional and SBA lenders are seamlessly linked with loan applicants that meet their profile. Some of BoeFly?s lenders also participate in rural loans backed by the U.S. Department of Agriculture and a menu of state and municipal funding programs. Qualified borrowers get multiple offers and choose the one that best suits their needs.

?

Underwriting the borrower?s qualifications continues to be paramount for lenders even when the loan applicant chooses a successful franchise brand. Likewise, franchise coach Melberth says it is the case for diligent franchise brands. ?I had a brand in our portfolio not talk to a prospect because he had a $240,000 net worth and their brand requires $250,000,? he says.

?

Franchising is a good alternative to starting a business from scratch without a support system. Even so, choosing the right franchise and finding financing is not always easy.

?

Jerry Chautin is a former entrepreneur, commercial mortgage banker and business lender. He writes and blogs about business and real estate for several publications and is SBA?s 2006 national ?Journalist of the Year.? Jerry is a volunteer business mentor with SCORE, ?Mentors to America?s Small Business,? offering free business advice. Post your comments and ask questions on this Blog or send Jerry an e-mail.

Copyright ? 2012 Jerry Chautin ? All rights reserved.

Source: http://www.boefly.com/blog/franchise-finance/franchising-can-mitigate-risk-even-for-riskier-industries

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Sweeping 'Grand Canyon' Discovered Beneath Antarctic Ice

A dramatic gash in the surface of the Earth that could rival the majesty of the Grand Canyon has been discovered secreted beneath Antarctica's vast, featureless ice sheet.

Dubbed the Ferrigno Rift for the glacier that fills it, the chasm's steep walls plunge nearly a mile down (1.5 kilometers) at its deepest. It is roughly 6 miles (10 km) across and at least 62 miles (100 km) long, possibly far longer if it extends into the sea.

The rift was discovered during a grueling 1,500-mile (2,400 km) trek that, save for a few modern conveniences, hearkens back to the days of early Antarctic exploration. And it came as a total surprise, according to the man who first sensed that something incredible was literally underfoot, hidden by more than a half-mile (1 km) of ice.

Old-school exploration

Robert Bingham, a glaciologist at the University of Aberdeen, along with field assistant Chris Griffiths, had embarked on a nine-week trip during the 2009-2010 field season to survey the Ferrigno Glacier, a region humans had visited only once before, 50 years earlier. Over the last decade, satellites have revealed the glacier is the site of the most dramatic ice loss in its West Antarctica?neighborhood, a fringe of coastline just west of the Antarctic Peninsula ? the narrow finger of land that points toward South America.

The two-man team set out aboard snowmobiles, dragging radar equipment behind them to measure the topography of the rock beneath the windswept ice, in a region notorious for atrocious weather. Braced for arduous, yet uneventful fieldwork, the surprise came right away. [Images: Antarctica's Icy Wilderness]

"It was literally one of the first days that we were driving across the ice stream, doing what we thought was a pretty standard survey, that I saw the bed of the ice just dropping away," Bingham said.

The drop was so sudden and so deep that Bingham drove back and forth across the area two or three more times to check the data, and saw the same pattern. "We got the sense that there was something really exciting under there," he told OurAmazingPlanet. "It was one of the most exciting science missions I've ever had."

Slippery implications

Bingham compared the hidden chasm to the Grand Canyon in scale, but said that tectonic forces of continental rifting ? in contrast to erosion ? created the Ferrigno Rift, wrenching the fissure's walls apart probably tens of millions of years ago, when Antarctica was ice-free.

Excitement surrounding the discovery has deeper implications than the mere gee-whiz factor of finding such a massive feature. The Ferrigno Rift's "existence profoundly affects ice loss," Bingham and co-authors from the British Antarctic Survey wrote in a paper published in Nature today (July 25).

"The geology and topography under the ice controls how the ice flows," said Robin Bell, a geophysicist and professor at Columbia University's Lamont-Doherty Earth Observatory, who was not associated with the research. "Ice will flow faster over sediments, like those found in rifts," said Bell, a veteran Antarctic researcher, who has long studied yet another dramatic, yet invisible geological feature, the hidden Gamburtsev Mountains?in East Antarctica.?

In addition, the study authors write, the rift is providing a channel for warm ocean water to creep toward the interior of the West Antarctic Ice Sheet, gnawing away at the Ferrigno Glacier from below.

Together, these two factors could be speeding the glacier's march to the sea, and the overall effects could have implications for the stability of the West Antarctic Ice Sheet, which is responsible for 10 percent of global sea level rise that is currently happening.

Scientists are still only just beginning to understand the myriad mechanisms that control the seemingly dramatic melting observed in regions of West Antarctica, and how climate change is affecting all the moving parts.

"With something like the Antarctic ice sheet, some of these processes take centuries, and the amount of time we've been able to observe changes is at the maximum 20 years," Bingham said. "It's a very small amount of time."

"We need to gather more data," he said.

Reach Andrea Mustain at amustain@techmedianetwork.com, or follow her on Twitter @AndreaMustain.?Follow OurAmazingPlanet on Twitter @OAPlanet. We're also on Facebook?& Google+.

Copyright 2012 OurAmazingPlanet, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://news.yahoo.com/sweeping-grand-canyon-discovered-beneath-antarctic-ice-170617370.html

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Finding Plastic Surgery Information Is Easier Than Ever!

JULY 24, 2012 ? More people than ever are seeking out cosmetic procedures to enhance or correct their bodies. People from all walks of life have embraced plastic surgery as a viable option for self-improvement. As techniques and technology associated with cosmetic surgery improve the number of people having work done continues to rise.

Any cosmetic surgeon will tell you that the key to having a successful cosmetic procedure is having reasonable expectations. By researching a procedure in advance and understanding the process from consultation through recovery will best prepare you for your cosmetic transformation. Searching the internet for the most recent information on plastic surgery procedure can be daunting task. Sorting through page after page of information is not only time consuming but it can be hard to decipher. If only one site had all the information a person would need in one location!

The Plastic Surgery Channel is such a location.

The Plastic Surgery Channel is the premiere location for all the information you would want regarding the cosmetic surgery industry. Visiting The Plastic Surgery Channel allows viewers to find the most current information on any procedure they may be considering from body procedures such as liposuction and buttock augmentation to face and skin treatments. The Plastic Surgery Channel has it all.

Unlike plastic surgery shows you would watch on television, The Plastic Surgery Channel does not strive to be sensationalist. Instead, The Plastic Surgery Channel aims to educate while still being entertaining. To ensure that the information provided on The Plastic Surgery Channel is the most up-to-date, cutting edge information available, The Plastic Surgery Channel consults with the industry?s leading cosmetic surgeons. While the information provided on the Plastic Surgery Channel is not designed to replace medical advice you can rest assured that when you watch one of the informative videos on The Plastic Surgery Channel the information is the best.

The Plastic Surgery Channel is constantly producing the highest quality content for its viewers. For example, July is an exciting month for The Plastic Surgery Channel. New content is coming out covering such topics as a minimally invasive breast reduction, new information regarding acme treatment, and new information about facelifts that are not your mother?s facelift (just to name a few) and August is shaping up to be just as exciting.

Whether you are a person considering plastic surgery and are trying to educate yourself on your upcoming procedure or you are a medical professional working in the field, The Plastic Surgery Channel has something for you. Don?t take our word for it, visit http://www.theplasticsurgerychannel.com and see for yourself!

THE PLASTIC SURGERY CHANNEL
Phone: (214) 965-9885
6901 Snider Plaza
Suite120
Dallas, TX 75205

Source: http://whatdowedonext.org/?p=53624

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17 Predictions about the Future of Internet Marketing

It?s common to hear entrepreneurs say ?execution is all that counts?? but it?s not. The premises under which your are executing count even more. I?ve been building customer relationships in a broad range of industries for the last 5 years. The quality of my execution seems consistent, yet we are wildly successful in some niches, and barely alive in others. What?s the variable? More and more, I?m looking to the quality of my initial premises.

Winning business strategies often combine proven business models with unproven or trending customer?acquisition?models. ?

In other words, take your membership training site, affiliate blog, or seminar coaching series, and add a twist by betting on a trend or emerging model to attract customers to your product.

To try and help out with this type of brainstorming, I listed out 17 trends I?m seeing in the ?internet marketing? world. Internet marketing (also called ?make money online?) is one of the more monied niches online, and as a result it?s also one of the most innovative. Many products in niches like ?productivity? or ?passion? or ?blogging? or ?lifestyle design? and countless others are, at the core, internet marketing products as well.

1. Your customer?s track record will become more important than yours. More than ever before, you need to have a home run answer to the question how much money do you make and what have you done??That?s just the beginning, in the coming years it?ll matter even more how your customers are fairing.
2. Niche tool sets will be huge.?Suites of online tools that empower entrepreneurs will no longer require massive scale to develop, so it?ll be much easier (and more profitable) to create custom or white labeled tools to fit niche communities.
3. Expensive ebooks are dead.?I?m sorry. Stop writing that $97 ebook right now. It?s not going to work out. Build a real product, then consider the ebook as a marketing tool, if necessary.
4. Cultivated and proctored communities will start popping up everywhere. The readers of the TMBA often cite ?100 True Customers? as one of our most useful articles. There you?ll find?a pretty clear plan for making $40,000 a year as a content producer. I think this appraoch will get utilized a lot more in the coming years.
5. $2,000 DVD training courses are dead.?I?m sorry. They are. And you know what I mean? they aren?t dead, they are like ?Microsoft dead.? They?ll continue to work for people with deep pockets and for those who are in the game. If something like this is your idea of how you are going to get a foothold in a market, I?m on my way to bet against you.
6. Podcasting is the new blogging.?Instead of starting a blog, start a podcast. Recently, Pat Flynn?reported?the the number of unique visitors to his blog was surpassed by the number of podcast enclosure downloads of his podcast. (Balla Pat!) I?m not surprised?
7. Blogs will continue to be the most powerful brand building force new online ventures have. They?ll also continue to be the most resource intensive.?So it goes. It?s no wonder solopreneuers who use blog-marketing as a customer aquisition strategy end up just being full time blog-marketers.
8. The market value of chops has never been higher.?Part of the reason podcasts as such powerful marketins is that even on the 3rd episode of a new podcast, you?ll have an immediate idea of how much you trust the speaker. You?ll also have a clear idea of how knowledgeable they are. If you don?t have chops, don?t worry, you?ll just have to buckle down and?do some real work.
9. Personal freedom is slowly starting to be articulated as ?personal sovereignty.??That space will explode in the next 5 years. Get in while the gettin? is good.
10. Your customers will need to use your product and be successful for you to have a sustainable online marketing business.?I always thought it was dip-shitty when internet marketers feigned complaint that their customers never ?implemented their product.? Those conversations will go the way of the dodo. If your customers ?don?t implement your product? you?ll ?go out of business.? FYI.
11. In-person events and training will explode. Events provide a ton of value, it?s cheaper to move around, and your target market has a more flexible income. Easy call.
12. The daily podcast format will raise in prominence.?James Shremko is already testing it out?(take a walk, listen to this episode, and tell me you don?t run back home looking for a notepad!).?People will write me one year from now and ??hey you were right about that daily podcast thing!?
13. Integrated content and consulting training will be huge.?No more $2,000 DVDs, instead I?ll get on the phone with you once a week and walk you through a deliverable. This is way better than some worksheet or video. Even Frank Kern is doing it.
14. More 4th wave internet marketers will emerge.?They will be selling you blog networks, software suites, audiences, ad campaigns, e-commerce sites, niche websites, blogs??you name it.?
15. University educations will start to look more like internet marketing training, and internet marketing training will start to look more like university educations.?They?ll converge and find a middle ground in the?coming?decade.
16. If you want to start a blog about entrepreneurship or personal development and you don?t have an angle that gets everyone in the room FREAKING PUMPED and saying they?d buy products from such a publisher??don?t do it. It?s getting harder. The good news is that it?s easier to spend your energy on creating a great premise than it is publishing blog posts into the inter-nether world.
17. Apprenticeship is back.?We aren?t all about internships anymore, but this next decade will be.

As always, I?m curious to hear your thoughts as well.

Cheers,

Dan
@TropicalMBA

PS, I?m in Bangkok right now, Ian and myself will be hosting a small happy hour Wednesday evening at 8:30. Email me for details.

PPS, if you?d like to receive emails from me, you can put your email address into the form below:

Source: http://www.tropicalmba.com/17-predictions-about-the-future-of-internet-marketing/

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The Importance of Nutrition for Athletic ... - Food and Drink Digital

Soyfoods help athletes of all levels meet performance goals

WASHINGTON, July 24, 2012 /PRNewswire-USNewswire/ --?The 2012 Olympic Games are just days away, as Team USA prepares to compete in London, Americans here at home look for ways to incorporate more exercise and physical activity into their own lives.?

Optimal nutrition is imperative for physical activity, athletic performance, strength training, and recovery.? Food and nutrition expert, Rebecca Scritchfield, MA, RD, ACSM HFS, encourages athletes to diversify their protein sources as they train to achieve their individual performance goals.

"Soyfoods are an excellent source of protein and are low in saturated fat and cholesterol," said Scritchfield. "By combining soy along with other types of protein, athletes maximize their lean body development."

In a four-part video series, Scritchfield offers tips for active individuals of all levels to eat a healthy, balanced diet that includes soyfoods.? The first video, "The Benefits of Soyfoods for Elite Athletes" highlights the importance of soyfoods for the most competitive and physically active Americans.? These athletes have unique nutrition requirements that include an increased need for protein to help the body repair itself after rigorous exercise.?

Three future videos will include:

The Benefits of Soyfoods for Energetic Kids (expected release date ? Fall 2012):
Soyfoods provide essential vitamins, minerals, and lean protein to help kids grow up strong.? Teaching kids to make healthy food choices early in life will set them up for a healthy future.

The Benefits of Soyfoods for Active Adults (expected release date ? Winter 2013):
Incorporating soyfoods is an easy, delicious way to help adults get quality fuel to power through busy days and support physical activity.

The Benefits of Soyfoods for Aging Americans (expected release date ? Spring 2013):
Soyfoods are a heart-healthy choice for older Americans; they help maintain muscle mass and mobility.? Maintaining a healthy lifestyle is especially important as we age.

Soyfoods are well suited to meet individual energy and protein needs for all Americans, as they keep dietary cholesterol and saturated fat low and nutrient density high. For more information on diversifying protein sources to achieve athletic goals please visit: www.soyfoods.org/nutrition-health/soy-and-performance. Additional video content is available here.

The Soyfoods Association of North America (SANA) is a non-profit trade association that has been promoting consumption of soyfoods in the diet since 1978. SANA is committed to encouraging sustainability, integrity and growth in the soyfoods industry by promoting the benefits and consumption of soy-based foods and ingredients in diets. More information is available at www.soyfoods.org.

Source:
The Soyfoods Association of North America
1050 17^th Street, N.W. Suite 600
Washington, DC 20036
(202) 659-3520
press@soyfoods.org

Contact: Nancy Chapman, MPH, RD

?

?

?

SOURCE Soyfoods Association of North America

Source: http://www.foodanddrinkdigital.com/press_releases/the-importance-of-nutrition-for-athletic-performance

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Looking down the Road: Budgeting for Vehicle ... - Financial Highway

Nothing can harpoon your attempts at responsible financial planning like an unforeseen repair bill. If you are operating under a tight month-to-month budget, unexpected automobile expenses can, in one swift motion, throw your budget in the red, and jeopardize your entire financial plan.

Furthermore, failure to properly budget for anticipated vehicle maintenance ? oil changes, new wiper blades, tire upgrades ? can lead to you putting off needed upkeep, which in the long run will leave you stranded on the side of the road and your budgeting efforts in shambles.

For this reason, it is wise to start an automotive maintenance fund within your personal or family budget that will pay for anticipated expenses, and at the very least, provide some extra buffer for those times when you have to bit the bullet and pay for an unexpected ? and costlier ? repair.

As you likely already know, the best way to budget for future expenses is to analyze past expenditures, and this is the first step to any auto maintenance budget. Using your bank statements and vehicle maintenance records, tally up all the money you spent on auto maintenance and repairs in the past month ? don?t include gas, insurance, or registration fees in this number, as those should really be in a separate, albeit related, category.

Now divide that number by 12, to figure out how much you spent per month. If you didn?t have any major repairs done on your automobiles in the last year, I strongly urge you to add 25% to that figure, because you need to be squirrelling away enough money to pay for major repairs, even if you don?t foresee those happening. You can alter that 25% figure either up or down, depending on the age and condition of your vehicle ? if it is older and thus more likely to need repairs, you might add in an extra 50%; similarly if your vehicle is new, or recently underwent major upgrades, you might be able to get away with budgeting for the same amount that you spent last year.

So if you devoted $1200 to repairs and maintenance last year, you figure you spent on average $100 a month. Add in the extra 25% buffer, and you need to plan for just under $125 a month for maintenance and repair costs.

Regardless of your past year?s auto maintenance expenses, it is generally prudent to stash away at least $100 per month for these expenses. Hopefully, you won?t have to burn through that much money in a year to keep your car running ? and if you have carryover at the end of the year, you can adjust the amount you save each month accordingly next year. In the long run, the goal is to have a couple thousand dollars saved up for vehicle expenses.

Keeping this money in a separate account ? away from your day-to-day expenses ? is advisable. Savings accounts are obviously perfect for this task, and you can make it easy on yourself by setting your account up to automatically add the given amount to savings each month.

Planning ahead and controlling your auto maintenance costs will prove to be beneficial in other indirect ways, as well. You?ll be able to think ahead and ensure that proper maintenance is done on schedule, your long term maintenance expenses will likely go down as you focus on prevention of major problems, you?ll also likely improve the bond you have with your repairman, as you can discuss your repair/maintenance budget with him/her, improving the lines of communication.

Finally, like many sound budgeting techniques, the payoff will come with extra cash in your pocket and, maybe even more importantly, you?ll obtain some peace-of-mind, knowing that if an unforeseen expense arises, you are prepared for it.

Jack Payton is a car nut in the purest form. He loves to write about everything gear related, and rebuilt his first engine at 15. He works as the online publisher for the online tire retailer tires-easy.com. In his spare time he enjoys cruising, attending car shows, and watching NASCAR.

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Source: http://financialhighway.com/looking-down-the-road-budgeting-for-vehicle-maintenance-and-repairs/

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Subscriber data from Internet service providers

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GIRLS WITH GAME? COMPLEX GAMING'S Faux Pas

Many times girl gamers are viewed as tomboys who sit on a couch and play video games while eating cheetoes. Well, that may very well be the case but as with every other stereotype; this is not true for all girl gamers. Gaming companies as well as gamers' websites are slowly coming to terms with the changes in the gaming community and the strong presence of females within.

However, some like Complex Gaming have taken it to the extreme by turning a model into a gamer for the ?girl gamers are also hot? market.? As much as it pleases me that people can see girl gamers as also say playing games while drinking a glass of wine and swapping those cheetos for some rosemary and olive oil potato chips, this looses it value when the person chosen to participate as such are not portrayed as true gamers. The article on Jess Oliver Proulx, does not show to the public women a successful and good looking gamer, but instead a Maxim-like cover for the male gamer community to feast their eyes on ?resulting in a counterproductive effect.?There are some sweet gaming moments about her life in the report, like the instance in which she heard someone say her Nintendo was buggy so she ?didn't go near it for the first few days because? she ?thought there where real bugs in it." However, this is written bellow a very suggestive picture of Proulx in her underwear. I?m guessing yes she must like to play in her underwear, and that was the rationale behind the photo shoot, but I don?t see anything around her to identify her as a girl gamer. Of course one does not necessarily need to wear Nintendo memorabilia to be considered a gamer but the article is titled: Girls with Game: Jess Oluiver-Proulx Talks MMO's and RPG's and Pulling the Diablo Card. The most I was expecting honestly was some Diablo body tattoo.
Upon reading the first page and getting through the slight shock of an, at the risk of sounding too retrograde, ??in your face? ?type of picture, there is still something to look forward to for a few lines below we find out that ?Jess' love for video games hasn't faded but has evolved into a career in writing about her very passion?. Yet when we clip over, we find nothing further in that regard; what we do find is another picture of the provocatively clad Proulx, this time holding a Guitar Hero guitar against her half-naked hot bod. I guess she must be a gamer then?? who initiates slow-mo left to right smirk on my face operation! We don?t find out what she does in regards to gaming until the very end of this interview, after five more pictures of pretending to play, or what ever that was. I get that she is a model and this fact has merit, but as a woman and a gamer I have to say this piece was a faux pas and does not speak well of the female gamer community. Furthermore, I do not buy into the belief that bad publicity is better than none and upon closer inspection, Proulx actually has a very cool job at g33kpron.com, a site based on the ?geeky-cool? culture where she writes articles like Is Social Media Making Us Socially Awkward and Adult Swim Presents: Black Dynamite. That being said, I really do not understand why she was portrayed as Hot Model with Gaming Props as opposed to the much more awesome portrayal like, Girl Gamer with Hot Model Credentials or something like that.

Corky is a freelance writer for Girl Gamer Vogue. Check out more of her work every week.

Source: http://ggvogue.blogspot.com/2012/07/girls-with-game-complex-gamings-faux-pas.html

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